I'll hang suspended in an intermediate state waiting for somebody to do something on my behalf to determine my future.
This idea is built on the concept that a person's good deeds or merits can and must outweigh their bad deeds or demerits. However, the Bible says, "All have sinned and fall short of the glory of God." (Romans 3:23). If we all fall short of God's standard, so that a sinful person can't do enough good deeds himself to earn heaven, how is it that some other sinful person can compensate sufficiently? This suspension in an intermediate state could be a deceptive way of avoiding the issue of "... then what?" until it may be too late to do anything about it. It definitely leaves some uncertainty in your ultimate destination.
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